Text Alerts
Text Alerts are the most convenient way for your cardholders to stay in touch with their prepaid card balance no matter where they are. The multiple types of alerts that cardholders can choose offers them the ability to customize this feature to fit their needs and sign up is easily available online or by phone.
Types of Text Alerts:
- Balance Load Alerts
- Low Balance Alerts
- Purchase Alerts
- Anytime On-Demand Alerts
- Marketing/Information Alerts
Rewards and Discount Programs
FSV offers prepaid cardholders the opportunity to receive rewards and instant discounts. When shopping online, our cardholders can build rewards and receive many lifestyle product discounts, through the Big Brand Mall. Visa and MasterCard sponsored merchant discount coupons which can be used either on-line or in-store are also available to cardholders.
Bill Pay
FSV's Bill Pay feature provides all of your cardholders, either with PIN debit or a branded prepaid card, with the ability to pay bills either by phone or online through the card account website. Cardholders can choose from over 6,000 billing companies and can pay multiple bills in a matter of minutes. With Bill Pay, cardholders can pay their bills at any time, day or night - providing value and convenience over having to pay bills in person with cash or being forced to purchase and mail money orders.
Savings
In this economy, more and more people are living payday to payday and saving money is harder than ever. FSV understands that so we created a Savings feature for your cardholders which will make planning for unexpected or future expenses a lot easier! This feature offers multiple ways and options for them to save and earn additional money.
- Savings will earn interest
- Transfers to and from Savings can be done online, by phone or by calling customer service
- No maximum restrictions on Savings account balance
- Auto-transfer capability
- FDIC insured up to $250,000
Line of Credit
For most prepaid cardholders, access to credit is either non-existent or extremely expensive. Through our various bank partners, FSV offers a line of credit feature for cardholders that can be accessed in increments as low as $20 - something most banks and alternative financial service providers can't or won't offer. Being able to access money in between paydays offers a cushion when unexpected expenses occur. And, your cardholders have the opportunity to build credit history with responsible use.
Unexpected expenses can happen at any time. The ability to access and use credit when needed can turn a prepaid card into a lifesaver.
Reload Networks
The ability to reload retail prepaid cards or payroll cards with all types of funds, not just direct deposit of a paycheck, is crucial to cardholder adoption and usage of their card. Many cardholders receive cash tips at work or cash from family members and need the convenience and security of knowing they can easily store all their money on their card.
FSV offers reloading capability through the Western Union® Agent Network and Green Dot®. With tens of thousands of locations nationwide, the opportunity for our cardholders to reload their prepaid card is just around the corner.
International Money Transfer
Our cardholders are hard-working, Middle Americans who, in many cases, provide financial support to family and friends outside of the U.S. FSV works with global payment services leader Western Union Company to provide cardholders with international money transfer services, including phone and online access. Western Union offers fast, reliable and convenient ways to send and receive money around the world.
ePayStub and Online W2 Forms - For Payroll Cards
ePayStub and Online W2 Forms benefit employees, employers and the environment. This service eliminates paper from an employer's payroll system through compliant, electronic access for all of their employees.
Cardholders and non-cardholders will have less paper to keep track of and less worry about losing valuable information. Employers can reduce the production, distribution and environmental costs associated with printing paycheck stubs and W2s. In addition to online access, employees can access summary paycheck stub information through text alerts and automated toll-free number.
Another unique feature available from FSV is the ability for employees to access their wage statement information from enabled Coinstar® machines. Coinstar machines are conveniently located throughout the U.S. in major grocers and big-box retail establishments.
Convenience Checks
Convenience checks linked to prepaid cards are not widely used by cardholders, but they can be an important part of a compliant paycard program. FSV offers the ChekToday convenience check and helps clients understand Best Practices for implementing the checks.
Prepaid Programs 
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